From our offices based in Tadcaster, at Strathon Park we offer advice on buying your first home, moving house, remortgaging or buying an investment property. All of our brokers are able to go through your options.
Once we have helped you secure a mortgage it is our full intention that you remain a client of Strathon Park for all your mortgage and protection needs for the years to come.
We fully believe in offering a personalised service that continues to be reviewing your situation as life changes.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
SOME FORMS OF BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.
Mortgages are loans which are intended to help buyers purchase residential and commercial property. A mortgage is a ‘secured’ loan, which means that the loan is secured against the value of the property being purchased until the mortgage is paid off.
Read MoreHigh street lenders tend not to offer mortgages to the self-employed, contractors and freelancers without considerable paperwork and delay, so finding the right one for your circumstances can be daunting.
Read MoreBuying a second property as an investment and by letting it out, you may be able to make the house pay for some of itself. The money you receive as rent can also ‘top up’ your existing salary, and some landlords rely on it as their sole source of income. Of course, there are some risks involved in buying to let, so make sure you have all the facts first.
Read MoreThe loss of a business partner or a shareholder can have a major impact on the success of any business. But it’s not just about the loss of profits the business could suffer. Who would take their place? Not only in performing their day-to-day duties, but also in making decisions of how your business is run in the future.
Read MoreWe would rather not think of the time when we're no longer around. But it's important to protect the things that really matter – like our loved ones, home and lifestyle – in case the unexpected happens. Life insurance (sometimes called ‘life cover’) is all about making sure your dependants have the money they need if you were no longer around. Its most important function is to replace the earnings that would cease at the death of the insured.
Read MoreCritical illness cover can help to minimise the financial impact on you and your loved ones. For example, if you needed to give up work to recover, or if you passed away during the length of the policy, the money could be used to help fund the mortgage or rent, everyday bills, or even simple things like the weekly food shop – giving you and/or your family some peace of mind when you need it most.
Read MoreNothing is more important to you than your health and the health of your family. If you or your loved ones were to experience worrying symptoms, private medical insurance can offer reassurance and control at a difficult time. Private medical insurance (often also referred to as ‘health insurance’) is an insurance policy that covers the costs of private healthcare, from diagnosis to treatment.
Read MoreIt’s important to be able to keep your finances healthy as you recover from an illness or injury. Being unable to work can quickly turn your world upside down. No one likes to think that something bad will happen to them, but if you couldn’t work due to a serious illness, how would you manage financially? Could you survive on savings or sick pay from work? If not, you may need some other way to keep paying the bills – and you might want to consider income protection insurance.
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